Financial
Whether you are buying, selling or investing, we’ve assembled financial tools to answer your questions and help you reach your goals. When you are ready for a personal consultation, just let us know. We’re here to help.
Financial Tools for Buyers:
| Mortgage Payment Calculator | Enter mortgage amount, interest and term. Find your payment |
| Interest Rates vs Home Prices | Correlation of interest rate to price |
| How Much Home do You Qualify For? | Calculates the max loan amount based upon buyer’s ratios |
| Cost of Waiting to Buy a Home | What happens when interest rates go up while you wait for prices to drop? |
| Rent vs. Own | Compare the true costing of renting vs owning a home |
| Homeowner’s Analysis | Tax advantages and investment potential of home ownership |
| Equity Accelerator | Calculates interest and time savings by paying extra principal |
| Adjustable Rate Comparison | Time period before savings from ARM would be exhausted vs fixed rate |
| Buyer’s Closing Cost Worksheet | Preliminary estimate of cash needed for down payment and typical costs |
| Your Best Investment | Compares future value of investing in real estate vs 2 types of investments |
| If the Rate Goes Up | Calculates increased payment if interest rate adjusts upward |
| Isn’t it Worth It? | Monthly and daily cost of a slightly higher mortgage amount |
| Will Points Make a Difference? | Compare yield for 2 loan programs |
| Amortization Schedule | Calculates loan balance after each payment |
With more than 22 years of experience selling homes in the San Diego area, Sara and Daryl offer the optimum in efficiency and personalized service. While Sara spends her time selling the listings and ensuring smooth closings, Daryl is free to devote all of his time to finding the perfect home for his buyers. "Our vision is to leverage our energy, experience, and expertise to make our clients wealthy, secure and financially independent through real estate ownership."
