ARM vs Fixed Rate
Not so fast! Part of what you expect and deserve from a good loan officer is advice on which loan programs will be the most cost effective for your personal circumstances. What if you know you’ll be transferred in three years? A 30-year fixed-rate loan might not be the best thing for you.
This will compare an adjustable rate mortgage against a fixed rate mortgage to determine when the savings from the ARM will be exhausted so you can easily see what mortgage will provide the least cost of housing. It assumes that the rate will adjust the maximum amount at each possible period.










With more than 22 years of experience selling homes in the San Diego area, Sara and Daryl offer the optimum in efficiency and personalized service. While Sara spends her time selling the listings and ensuring smooth closings, Daryl is free to devote all of his time to finding the perfect home for his buyers. "Our vision is to leverage our energy, experience, and expertise to make our clients wealthy, secure and financially independent through real estate ownership."






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